🏦
Takeout-ready underwriting
We package rent rolls, DSCR, and comps how your takeout lender wants them—so refinancing is a handoff, not a redo.
Bridge capital built to hand off cleanly.
Borrower-friendly private lending for DSCR-ready rentals and stabilized assets in NC & VA.
📊
Bespoke payment profiles
Standard interest-only or lighter monthlies with more due at refi/sale—matched to your stabilization plan and cash flow.
🧾
Clear carry
Predictable monthly carry while you stabilize; terms set up-front so you’re not guessing mid-lease up.
🔄
Seasoning built in
12–18 month runway to stabilize, season rents, and line up DSCR takeout—especially in NC & VA workforce and secondary markets—without rushing.
📑
Takeout coordination
We collaborate with your DSCR lender, sharing underwriting files and timing payoffs together.
⚡
Clean, quick closings
Plain-English terms, limited conditions, and fast closings once title is clear—no construction budgets to wrangle.
🔁
Flip-to-bridge discounts
Rolling a Felspar fix-and-flip loan into our bridge program earns origination discounts and faster underwriting.
🏷️
Transparent fees
1.5–3.5 points. $1,495 flat lender fee covers docs, underwriting, title coordination, and standard recording—no separate wire or valuation fees.*
📍
Local expertise in NC & VA
Deep familiarity with North Carolina and Virginia—especially secondary and tertiary markets—means we understand timelines, inspectors, and closing practices that matter for your DSCR takeout.
Ready for flexible bridge capital?
Share the property, plan, and how you want payments to look. We’ll respond within hours with a structure that fits your takeout path in NC or VA.
*The $1,495 lender fee covers all lender-related and standard attorney settlement costs, including document preparation, underwriting, coordination, title search/exam, recording, and desk valuation. This flat fee excludes: (a) the lender’s title insurance premium, (b) any extraordinary title curative or HOA/municipal payoff work requested by closing counsel, and (c) government transfer taxes where applicable.