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Up to 95% purchase
On clean, low-rehab wholetail deals we can finance up to 95% of the purchase price (capped at 75% of value), so you can close quickly and preserve cash for light refresh work or carrying costs.
Why wholetail & clean-and-list investors choose Felspar
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2–4 month runway
Short-term paper with optional extensions built in—ideal for MLS relists and quick retail dispositions where the play is speed, not heavy rehab.
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Fast closings
Term sheet in 48 hours and funding in as little as five business days once title is clear.
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Photo-first verifications
Optional small cosmetic budgets unlocked via photo proof—no heavy inspections, no contractor drama, and no complex draw schedules.
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Made for clean-and-list
Perfect for wholetails and quick relists where timelines are measured in weeks, not quarters—and where the value is already there without a full gut rehab.
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Transparent borrower portal
Live dashboards show payments and payoff amounts so you always know where the loan stands.
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Flip-to-wholetail discounts
Roll a Felspar fix-and-flip loan directly into wholetail financing for origination discounts and priority review.
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Transparent fees
1–3 points. $1,495 flat lender fee covers docs, underwriting, title coordination, and standard recording—no separate wire or valuation fees.*
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Local exit intel
Leverage our NC & VA buyer and broker network for comps, pricing support, and faster resale timelines—especially in secondary and tertiary markets.
Ready to fund your next wholetail?
Share the property, your disposition plan (wholetail or quick relist), and your timeline. We’ll respond within hours with a simple, short-term structure.
*The $1,495 lender fee covers all lender-related and standard attorney settlement costs, including document preparation, underwriting, coordination, title search/exam, recording, and desk valuation. This flat fee excludes: (a) the lender’s title insurance premium, (b) any extraordinary title curative or HOA/municipal payoff work requested by closing counsel, and (c) government transfer taxes where applicable.