Wholetail capital that moves at your speed.

Borrower-friendly private lending for clean-and-list plays across NC & VA.

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Up to 95% purchase

On clean, low-rehab wholetails we can finance up to 95% of purchase (capped at 75% of value) so you can close quickly and keep cash for carrying costs or light refresh.

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2–4 month runway

Short-term paper with simple extensions—ideal for quick relists where the play is speed, not heavy rehab.

Fast closings

Term sheet in 48 hours and funding in as little as five business days once title is clear.

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Straightforward payments

Standard interest-only or lighter monthlies with more due at sale—choose what keeps your cash free while you list.

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Made for clean-and-list

Perfect for wholetails and quick relists where timelines are measured in weeks, not quarters—and where the value is already there without a full gut rehab.

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Clear paperwork

Plain-English terms, limited conditions, and predictable payoffs—so you can plan your list date without distractions.

Simple extensions

Need a few extra weeks? Straightforward, pre-agreed extensions keep your list-to-close timeline on track without surprises.

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Transparent fees

1–3 points. $1,495 flat lender fee covers docs, underwriting, title coordination, and standard recording—no separate wire or valuation fees.*

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Local exit intel

Leverage our NC & VA buyer and broker network for comps, pricing support, and faster resale timelines—especially in secondary and tertiary markets.

Ready for flexible wholetail capital?

Share the property, your disposition plan, and how you want payments to look. We’ll respond within hours with a simple, short-term structure for NC or VA.

*The $1,495 lender fee covers all lender-related and standard attorney settlement costs, including document preparation, underwriting, coordination, title search/exam, recording, and desk valuation. This flat fee excludes: (a) the lender’s title insurance premium, (b) any extraordinary title curative or HOA/municipal payoff work requested by closing counsel, and (c) government transfer taxes where applicable.