We focus on first flips in NC & VA workforce and secondary markets, lending up to 65% ARV or 85% of total cost on projects with a renovation budget of clean, well-scoped or less. Safer leverage, simpler scopes, and strong rental or DSCR exit options.
Photo-first verification and micro-draws keep crews paid without waiting on field inspections.
On our 12-month first-flip loans, once the property is listed or under contract the loan converts to a 60-day bridge at 10.49% with no new points—just a $495 transition doc fee. One 30-day extension is available at 0.25% TLA.
Free 30-day extension available if permitting or weather delays occur outside your control.
Portal-based draw tracking, automated reminders, and transparent communication keep everyone synced.
Successful exits trigger pre-approval for the next acquisition and lower pricing tiers. Strong track records get cheaper capital, faster approvals, and priority access.
We help you dial in liquidity management, draw schedules, resale or rental strategy, and even contractor introductions—so your first flip is structured to succeed, not just close.
We know inspections, timelines, and dispos across North Carolina and Virginia secondary and tertiary markets—places like Rocky Mount, Wilson, Goldsboro, Petersburg, Hopewell, and Danville where first-time operators can still find affordable, high-yield projects.
2–4 points. $1,495 flat lender fee covers docs, underwriting, title coordination, and standard recording—no separate wire or valuation fees.*
Submit a property, scope, and budget—especially if your first flip is in NC or VA with a < clean, well-scoped rehab. We’ll respond within hours with terms tailored to your plan.
*The $1,495 lender fee covers all lender-related and standard attorney settlement costs, including document preparation, underwriting, coordination, title search/exam, recording, and desk valuation. This flat fee excludes: (a) the lender’s title insurance premium, (b) any extraordinary title curative or HOA/municipal payoff work requested by closing counsel, and (c) government transfer taxes where applicable.